Free Retirement Tools

Interactive calculators to help you understand longevity risk and safe withdrawal rates.

Longevity Calculator

Calculate your conditional life expectancy based on your current age, gender, and health factors. Uses official mortality tables from the US, UK, and Singapore.

Mortality-Adjusted Withdrawal Rate Calculator

Explore mortality-adjusted safe withdrawal rates across 154 years of market history (1872-2025). See the impact of starting year and mortality assumptions on retirement outcomes.

More tools coming soon. These calculators are for educational purposes only.