Retire with confidence.
Simulate 10,000 futures in seconds.
Public beta: minor enhancements until launch on 1st of October. See what changed.
ActuaPlan runs actuarially‑sound Monte‑Carlo analyses so you can see how long your portfolio may last.

Longevity as a distribution
Models thousands of lifespans—not a single "age 95"—so longevity risk is built in.
Sequence‑of‑returns risk & fat tails
Incorporates sequence-of-returns risks and large market drops into every simulation.
Health & LTC shocks
Includes stochastic health‑cost shocks to show how surprise bills affect chance of success.
Adaptive guardrails
Use adaptive withdrawal rules (e.g. Guyton-Klinger) that adjust as markets move.
Latest Insights
ActuaPlan Beta Update v0.3 Healthcare and Long-term Care simulation, Social Security claiming age optimizer
August 30, 2025
ActuaPlan Beta v0.3 introduces Healthcare and Long-Term Care Simulation, as well as Social Security claiming age optimizer.
What's new in ActuaPlan Beta v0.2 - Dark Mode, Smarter Portfolios, Saved Plans
August 4, 2025
ActuaPlan v0.2 introduces Dark Mode, plan-saving, and enhanced portfolio management.
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